What is a wind mitigation inspection?

Asked by: Zetta D'Amore
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A wind mitigation inspection is a visual examination of the condition of your roof and the techniques used during its construction. Unlike a typical home inspection, a wind mit inspection focuses on your roof.

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Regarding this, What happens during a wind mitigation inspection?

A wind mitigation inspection should take about 30 minutes to a hour. The inspector will come to your home and evaluate your shingles, roof decking, roof to wall connection, roof permitting, shutters, roof shape and if you have a secondary water barrier.

Likewise, people ask, What is the cost of a wind mitigation inspection?. The average cost of a wind mitigation inspection is about $100, which is usually more than offset by the insurance savings.

In this regard, How do I prepare for a wind mitigation inspection?

How can I prepare for a wind mitigation inspection?
  1. If your home has an attic, ensure that it is accessible and that the attic interior is clear before the inspector's arrival. ...
  2. Move vehicles, appliances, boxes and other obstacles out of the way of the attic access point.

What is the difference between a wind mitigation and a 4 point inspection?

The wind mitigation inspection gives homeowners insurance discounts based on certain building attributes while the 4 point inspection tells insurance companies how well the home has been maintained.

33 related questions found

What does a four point inspection involve?

A 4-point home inspection is an analysis of the well-being of your home. It's known as a 4-point inspection because it examines four major systems: roof, electrical, plumbing, and HVAC. Many insurance companies require it before you can get or maintain home insurance coverage.

How much does a 4-point wind mitigation cost?

Wind mitigation inspections usually cost around $85 for the homes in EDC's service area. A four point inspection will be closer to $125.

How long are wind mitigation reports good for?

The inspection is good for five years. If you live in a moderate-to-low risk area and would like to purchase flood insurance, with coverage for your property's contents, your premium may be lower than you think.

What is a four point wind mitigation inspection?

A Four-Point Inspection is an inspection focusing on four primary areas of the property, the Roof, Electrical, Plumbing and Heat and AC. This type of inspection is primarily done for insurance companies on older properties in order to verify that the four systems noted above are in acceptable condition.

What is mitigation inspection?

A mitigation inspection, also referred to as a wind mitigation inspection and Uniform Mitigation Verification Inspection form, is to determine the appropriateness of a particular structure's construction in the event of strong winds (hurricanes, tropical storms and other windstorm-related claims).

How much should I pay for a condo inspection?

Most buyers pay around $200 to $500 for a condo inspection, with the final cost depending on the condo's square footage and age. A one-bedroom condo in a new unit may take less time to inspect than a three-bedroom penthouse in a historic building.

Who can perform wind mitigation inspections in Florida?

​In Florida, a wind mitigation inspection is performed by a licensed general contractor, building contractor, architect, engineer, building inspector or home inspector. The information gathered is presented on a standard wind mitigation form, OIR-B1-1802, commonly referred to as the 1802 form.

Is a wind mitigation inspection required in Florida?

A wind mitigation inspection is a visual examination of a home's existing ability (or lack of ability) to withstand damage during a windstorm. ... Surprisingly, as of November 2019, wind mitigation inspections are not required in the state of Florida.

What is a wind mitigation on a house?

Wind mitigation is the process of reducing the likelihood of your home suffering damage during windstorms. Homeowners and builders add features to help homes withstand high winds.

What is checked in a multi point inspection?

A thorough inspection of your vehicle's vital engine components including fluid levels, engine air filter, drive belts, water and air conditioning hoses, and a battery test will be performed.

What is wind mitigation for insurance?

Wind mitigation is the implementation of certain building techniques in order to limit damage caused by intense wind. A Few Facts About Windstorms and Wind Insurance. In 2006, Citizens Insurance, one of the largest property insurers in Florida, requested a 45% rate increase for wind insurance.

How long is a 4-point inspection good for?

How Long is a 4-Point Inspection Valid? A four-point home inspection report is typically valid for one year.

How much does a 4-point inspection cost in Florida?

These inspections are done at your cost, and generally run between $50-100. Ask your insurance agent for a recommendation on who to use. They often have lists of affordable inspectors.

Where do I get a wind mitigation report?

Legally, wind mitigation inspections can only be performed by a licensed general contractor, building contractor, architect, engineer, building inspector, or home inspector. Certified home inspectors are typically used for most wind mitigation inspections.

How much does a wind mitigation report cost in Florida?

How much does a wind mitigation inspection cost? Inspections vary in Florida but expect to pay between $70 and $100. Remember, one Wind Mitigation Certificate now will reduce your premium year after year after year and save you thousands.

How do I prepare for a 4-point inspection?

Look for signs of moisture or sunlight coming through that shouldn't. Broken or missing shingles aren't much of a problem, but they can be the beginning of serious damage. Have your roofing professional replace missing and broken shingles before the 4-point inspection.

What is the weakest form of roof deck attachment?

No roof coverings meet the requirements of Answer “A” or “B”. 3. Roof Deck Attachment: What is the weakest form of roof deck attachment? shingles.